# Anslem Oshionebo

> Anslem Oshionebo is a Dallas, Texas based executive and trusted advisor with more than 20 years across financial accounting, strategy, business operations, regulatory compliance, forensics and technology innovation, with a strong focus on oil and gas. He is CEO and President of Tenaza Asset Recovery & Intelligence (debt recovery, asset tracing and corporate intelligence across 40+ countries), Managing Director and CEO of Haricot Energies Limited (Nigerian upstream oil and gas company combining technical and financial expertise), and Founder and Managing Director of a consulting and software development firm (technology improvement, compliance monitoring, operational efficiency). He co-founded a software technology company that grew more than 500% year on year into over 32 countries. A mining engineering graduate and former field engineer with experience in oil and gas and construction management, he is a PwC alumnus (Nigeria, United States and the National and Technical Accounting Research Office), a Fellow of the Institute of Chartered Accountants of Nigeria (FCA), a US Certified Public Accountant, a Certified Fraud Examiner, and holds a master's degree from Seton Hall University. Expertise: fintech, corporate strategy, upstream oil and gas development, oil and gas regulatory compliance, construction management, IFRS and US GAAP reporting, Sarbanes-Oxley internal controls, forensic investigations, business transformation, fintech and payments.

Name spelling: Anslem Oshionebo (also known as Anslem Esi; some press syndications misspell the first name as "AAnslem").

## Key pages
- [Home](https://anslemoshionebo.com/): profile summary, career and credentials
- [About](https://anslemoshionebo.com/about/): full biography
- [News and media](https://anslemoshionebo.com/news/): announcements and press coverage
- [Blog](https://anslemoshionebo.com/blog/): articles
- [Questions and answers](https://anslemoshionebo.com/faq/): quick facts about Anslem Oshionebo
- [Challenges of an Immigrant](https://anslemoshionebo.com/challenges-of-an-immigrant/): monthly series on the immigrant journey
- [Contact](https://anslemoshionebo.com/contact/)

## Recognition
- Immigrant Professional Excellence Award, 2020 Immigrant Journey Awards, Dallas, Texas (presented by Badmus & Associates during Dallas Welcoming Week).
- Jattu Primary Health Centre refurbishment (Edo State, Nigeria, January 2026), covered by more than 25 outlets including AP News and The National Law Review.

## Quick facts
- Who is Anslem Oshionebo: Anslem Oshionebo is a Dallas, Texas based executive and trusted advisor with more than 20 years in financial accounting, corporate strategy, regulatory compliance, forensics and technology. He is CEO and President of Tenaza Asset Recovery & Intelligence and Managing Director and CEO of Haricot Energies Limited.
- What is Anslem Oshionebo's current role: He is CEO and President of Tenaza Asset Recovery & Intelligence, Managing Director and CEO of Haricot Energies Limited, and Founder and Managing Director of a consulting and software development firm focused on technology, compliance monitoring and operational efficiency.
- What does Tenaza Asset Recovery & Intelligence do: Tenaza provides debt recovery, debt collection, asset tracing and corporate intelligence for banks, lenders and corporates across Nigeria and a correspondent network in more than 40 countries, supported by a proprietary AI model for skip tracing and asset tracing. Website: tenazarecovery.com.
- What does Haricot Energies do: Haricot Energies Limited is a Nigerian upstream oil and gas company that combines technical and financial expertise, working with investors and international operators to evaluate, structure, fund and develop upstream assets. Website: haricotenergies.com.
- What are Anslem Oshionebo's qualifications: He holds a bachelor's degree in mining engineering and a master's degree from Seton Hall University. He is a Fellow of the Institute of Chartered Accountants of Nigeria (FCA), a US Certified Public Accountant (CPA) and a Certified Fraud Examiner (CFE).
- What is Anslem Oshionebo's background: He began his career as a field engineer with experience in oil and gas and construction management, then built his finance career at PwC in Nigeria and the United States, including a rotation in PwC's National and Technical Accounting Research Office. He co-founded a software technology company that grew more than 500 percent year on year into over 32 countries.
- What are Anslem Oshionebo's areas of expertise: Fintech and payments, corporate strategy and business development, upstream oil and gas development and financing, regulatory compliance and compliance monitoring, IFRS and US GAAP reporting, Sarbanes-Oxley internal controls, forensic accounting and fraud examination, and debt recovery and asset tracing.
- What awards has Anslem Oshionebo received: In 2020 he received the Immigrant Professional Excellence Award at the Immigrant Journey Awards in Dallas, Texas, presented by Badmus & Associates during Dallas Welcoming Week.

## News
- [Anslem Oshionebo Honoured with the 2020 Immigrant Professional Excellence Award](https://anslemoshionebo.com/news/anslem-oshionebo-immigrant-professional-excellence-award/): Anslem Oshionebo received the Immigrant Professional Excellence Award at the 2020 Immigrant Journey Awards in Dallas, which honour outstanding immigrant entrepreneurs, professionals, community leaders and advocates. (2026-11-06)
- [Anslem Oshionebo Leads Haricot Energies as Managing Director and CEO](https://anslemoshionebo.com/news/anslem-oshionebo-md-ceo-haricot-energies/): Anslem Oshionebo is MD/CEO of Haricot Energies Limited, an upstream oil and gas company combining technical and financial expertise with investor and operator partners. (2026-11-06)
- [Anslem Oshionebo Leads Tenaza Asset Recovery & Intelligence as CEO and President](https://anslemoshionebo.com/news/anslem-oshionebo-ceo-president-tenaza-asset-recovery/): Anslem Oshionebo is CEO and President of Tenaza Asset Recovery & Intelligence, Africa's debt recovery and asset intelligence firm across 40+ countries. (2026-11-06)
- [Anslem Oshionebo on Philanthropy and Early Education: Essays and Reading](https://anslemoshionebo.com/news/anslem-oshionebo-on-philanthropy-and-early-education/): A collection of Anslem Oshionebo's writing on philanthropy, community, giving back and early education, published on his charity site anslemoshionebo.net. (2026-11-06)
- [Anslem Oshionebo Restores Power and Water to Jattu Primary Health Centre](https://anslemoshionebo.com/news/anslem-oshionebo-renovates-jattu-primary-health-centre/): Anslem Oshionebo led the refurbishment of Jattu Primary Health Centre in Edo State, restoring electricity and water and donating medical equipment. (2026-01-27)

## Topics
- [Fintech and Payments](https://anslemoshionebo.com/topics/fintech-and-payments/): Anslem Oshionebo, fintech executive and founder, writes about cross-border payments, remittances, stablecoins, embedded finance and the future of financial services in Africa and the United States.
- [Artificial Intelligence and Technology](https://anslemoshionebo.com/topics/artificial-intelligence/): How AI and software are changing finance, recovery, energy and work: Anslem Oshionebo on agentic AI, AI governance, fraud detection, ethics and the skills the next generation needs.
- [Oil and Gas](https://anslemoshionebo.com/topics/oil-and-gas/): Anslem Oshionebo, Managing Director and CEO of Haricot Energies, on Nigeria's upstream sector: NUPRC licensing rounds, bid preparation, financing, marginal fields, due diligence, gas and how oil prices shape the economy.
- [Finance, Accounting and Controls](https://anslemoshionebo.com/topics/finance-and-accounting/): Practical writing on financial reporting, IFRS and US GAAP, Sarbanes-Oxley internal controls, audit and capital raising from Anslem Oshionebo, chartered accountant, CPA and PwC alumnus.
- [Fraud, Compliance and Debt Recovery](https://anslemoshionebo.com/topics/fraud-compliance-and-recovery/): Anslem Oshionebo, Certified Fraud Examiner and CEO of Tenaza Asset Recovery & Intelligence, on fraud prevention, forensic accounting, compliance, data protection and recovering non-performing loans.
- [Children, Education and Community](https://anslemoshionebo.com/topics/children-and-education/): Anslem Oshionebo on education, financial literacy and technology in the classroom, and how skills for the next generation drive economic development.
- [Nigeria and Africa](https://anslemoshionebo.com/topics/nigeria-and-africa/): Perspectives from Anslem Oshionebo on building Nigeria and Africa: fintech, energy, regulation, education and the levers for the next generation of growth.
- [Leadership and Entrepreneurship](https://anslemoshionebo.com/topics/leadership-and-entrepreneurship/): Lessons on leadership, entrepreneurship and careers from Anslem Oshionebo, field engineer turned finance executive, fintech founder and CEO.
- [The Immigrant Experience](https://anslemoshionebo.com/topics/immigration/): Anslem Oshionebo's Challenges of an Immigrant series and reflections on resilience, community and building a new life and business in the United States.

## Articles
- [The Economics of Marginal Fields: Making Small Oil Fields Pay in Nigeria](https://anslemoshionebo.com/economics-of-marginal-fields-in-nigeria/): Anslem Oshionebo on what makes Nigeria's marginal oil fields commercially viable: costs, evacuation, financing, partnerships and fiscal terms. (2028-04-14)
- [AI and Africa's Young Workforce: Skills for the Next Generation](https://anslemoshionebo.com/ai-and-africas-young-workforce/): Anslem Oshionebo on the skills young Africans need to thrive in an AI-driven economy, and how parents, schools and employers can help. (2028-03-31)
- [Raising Capital for African Businesses: What Investors Look For](https://anslemoshionebo.com/raising-capital-for-african-businesses/): Anslem Oshionebo on how African founders and companies can prepare to raise equity and debt: governance, numbers, story and structure. (2028-03-17)
- [Due Diligence on Nigerian Upstream Acquisitions: Red Flags to Watch](https://anslemoshionebo.com/due-diligence-on-nigerian-upstream-acquisitions/): Anslem Oshionebo on the technical, legal, financial and operational red flags investors should test before acquiring Nigerian oil and gas assets. (2028-03-03)
- [Corporate Intelligence: Why Counterparty Due Diligence Matters](https://anslemoshionebo.com/corporate-intelligence-counterparty-due-diligence/): Anslem Oshionebo, CEO of Tenaza Asset Recovery & Intelligence, on why businesses should investigate counterparties before they sign, lend or invest. (2028-02-18)
- [Machine Learning for Fraud Detection in Payments: How It Works](https://anslemoshionebo.com/machine-learning-for-fraud-detection-in-payments/): Anslem Oshionebo explains how machine learning models detect payment fraud in real time, and what payment companies must get right. (2028-02-04)
- [Technology in the Classroom: Giving African Children the Right Tools](https://anslemoshionebo.com/technology-in-the-classroom-for-african-children/): Anslem Oshionebo on how technology can improve learning for African children, and the foundations needed for it to work. (2028-01-21)
- [Gas as Nigeria's Transition Fuel: The Investment Case](https://anslemoshionebo.com/gas-as-nigerias-transition-fuel/): Anslem Oshionebo on why natural gas is central to Nigeria's power, industry and energy transition, and what investors should weigh. (2028-01-07)
- [Strategy in Uncertain Times: Scenario Planning for African Businesses](https://anslemoshionebo.com/scenario-planning-for-african-businesses/): Anslem Oshionebo on using scenario planning to make better strategic decisions amid currency swings, policy shifts and commodity cycles. (2027-12-24)
- [IFRS vs US GAAP: Key Differences for Companies in Nigeria and the US](https://anslemoshionebo.com/ifrs-vs-us-gaap-key-differences/): Anslem Oshionebo, chartered accountant and CPA, on the IFRS and US GAAP differences that matter most for groups reporting in Nigeria and the US. (2027-12-10)
- [What Immigrant Entrepreneurs Teach Us About Resilience](https://anslemoshionebo.com/what-immigrant-entrepreneurs-teach-us-about-resilience/): Anslem Oshionebo reflects on the resilience, thrift and community that make immigrant entrepreneurs so effective, and what every founder can learn. (2027-11-26)
- [Know Your Customer in the Age of Deepfakes](https://anslemoshionebo.com/know-your-customer-in-the-age-of-deepfakes/): Anslem Oshionebo on how banks and fintechs can strengthen identity verification as AI makes fake documents, faces and voices easier to produce. (2027-11-12)
- [Teaching Kids About Money: Financial Literacy Starts at Home](https://anslemoshionebo.com/teaching-kids-about-money/): Anslem Oshionebo on practical ways parents can teach children saving, spending, giving and the value of work. (2027-10-29)
- [Preparing a Winning Bid for a Nigerian Oil Block](https://anslemoshionebo.com/preparing-a-winning-bid-for-a-nigerian-oil-block/): Anslem Oshionebo on the technical, financial and legal readiness companies need before bidding for oil and gas blocks in a NUPRC licensing round. (2027-10-15)
- [AI and the Future of the Audit](https://anslemoshionebo.com/ai-and-the-future-of-the-audit/): Anslem Oshionebo, CPA and former PwC professional, on how AI changes audit sampling, risk assessment and the auditor's role. (2027-10-01)
- [Making Nigeria Great: Five Levers for the Next Generation](https://anslemoshionebo.com/making-nigeria-great-five-levers-for-growth/): Anslem Oshionebo on five practical levers for Nigeria's growth: education, power, institutions, the digital economy and the diaspora. (2027-09-17)
- [The Future of AI: What the Next Decade Means for Work, Business and Africa](https://anslemoshionebo.com/the-future-of-ai-work-business-and-africa/): Anslem Oshionebo on how AI will reshape work and business over the next decade, and why Africa can be a builder rather than only a consumer. (2027-09-03)
- [Inside Nigeria's Oil Licensing Rounds: How the NUPRC Bid Process Works](https://anslemoshionebo.com/nuprc-licensing-round-bid-process-explained/): Anslem Oshionebo, MD/CEO of Haricot Energies, explains the stages of a Nigerian Upstream Petroleum Regulatory Commission licensing round under the PIA. (2027-08-20)
- [How Oil Prices and Production Shape Nigeria's Economy](https://anslemoshionebo.com/oil-prices-production-and-nigerias-economy/): Anslem Oshionebo explains how oil prices flow through Nigeria's budget, currency, inflation and investment, and how to build resilience. (2027-08-06)
- [From Field Engineer to CEO: What Engineering Taught Me About Leadership](https://anslemoshionebo.com/from-field-engineer-to-ceo/): Anslem Oshionebo reflects on the leadership lessons from a career that began as a mining engineering graduate and field engineer. (2027-07-23)
- [Recovering Non-Performing Loans in Nigeria: A Playbook for Lenders](https://anslemoshionebo.com/recovering-non-performing-loans-in-nigeria/): Anslem Oshionebo, CEO of Tenaza Asset Recovery & Intelligence, sets out a practical playbook for lenders recovering non-performing loans in Nigeria. (2027-07-09)
- [Cybersecurity Is a Finance Problem: What CFOs Should Own](https://anslemoshionebo.com/cybersecurity-is-a-finance-problem/): Anslem Oshionebo on why cybersecurity belongs on the CFO's agenda: payment fraud, ransomware, disclosure and the controls finance teams own. (2027-06-25)
- [Embedded Finance: When Every Company Becomes a Fintech](https://anslemoshionebo.com/embedded-finance-every-company-a-fintech/): Anslem Oshionebo on embedded payments, lending and insurance inside non-financial platforms, and the regulatory responsibilities that follow. (2027-06-11)
- [Digital Transformation in Oil and Gas: From Field Data to the Boardroom](https://anslemoshionebo.com/digital-transformation-in-oil-and-gas/): Anslem Oshionebo on how data, automation and AI can improve production, compliance and decision-making for oil and gas operators. (2027-05-28)
- [Forensic Accounting in the Digital Age: Following Money Through Apps and Wallets](https://anslemoshionebo.com/forensic-accounting-in-the-digital-age/): Anslem Oshionebo, CFE, on how forensic investigations trace funds through mobile money, fintech apps and crypto wallets. (2027-05-14)
- [Tokenization of Real-World Assets: Separating Promise from Hype](https://anslemoshionebo.com/tokenization-of-real-world-assets/): Anslem Oshionebo on tokenizing real estate, commodities and securities: what tokenization can genuinely improve and what it cannot fix. (2027-04-30)
- [AI Governance for Boards: The Questions Directors Should Ask](https://anslemoshionebo.com/ai-governance-questions-for-boards/): Anslem Oshionebo on how boards can oversee AI: the questions directors should ask about strategy, risk, controls and accountability. (2027-04-16)
- [Credit Scoring with Alternative Data in Africa](https://anslemoshionebo.com/alternative-data-credit-scoring-africa/): Anslem Oshionebo on how mobile, transaction and behavioural data can widen access to credit in Africa, and the risks lenders must manage. (2027-04-02)
- [Data Protection for Fintechs: Lessons from Nigeria and the United States](https://anslemoshionebo.com/data-protection-for-fintechs-nigeria-and-us/): Anslem Oshionebo on how fintechs operating in Nigeria and the US can build data protection into products under the NDPA and US privacy rules. (2027-03-19)
- [Real-Time Payments and What They Mean for Cross-Border Money](https://anslemoshionebo.com/real-time-payments-and-cross-border-money/): Anslem Oshionebo on instant payment systems in Nigeria and the US and how linking them could transform cross-border transfers. (2027-03-05)
- [Internal Controls Before the IPO: SOX Lessons for Growing Companies](https://anslemoshionebo.com/sox-internal-controls-for-growing-companies/): Anslem Oshionebo, CPA and former PwC professional, on building internal control over financial reporting before a listing or major investment. (2027-02-19)
- [Building a Compliance Monitoring System Regulators Trust](https://anslemoshionebo.com/building-compliance-monitoring-regulators-trust/): Anslem Oshionebo on designing compliance monitoring that is automated, evidence-based and credible to regulators in energy and financial services. (2027-02-05)
- [Agentic AI in Financial Services: What Changes for Banks and Fintechs](https://anslemoshionebo.com/agentic-ai-in-financial-services/): Anslem Oshionebo on AI agents that act, not just answer: where they fit in banking and fintech, and the controls they demand. (2027-01-22)
- [Why Every Executive Should Understand Product and Software Development](https://anslemoshionebo.com/why-executives-should-understand-software-development/): Anslem Oshionebo, engineer turned CEO, on why business leaders need a working understanding of product and software development in every industry. (2027-01-08)
- [Financing Nigeria's Upstream Oil and Gas: Why Technical and Financial Diligence Must Meet](https://anslemoshionebo.com/financing-nigeria-upstream-oil-and-gas/): Anslem Oshionebo, MD/CEO of Haricot Energies, on why upstream oil and gas deals in Nigeria succeed only when engineering and finance are tested together. (2026-12-25)
- [Nigeria's Fintech Regulation: What Founders Need to Know](https://anslemoshionebo.com/nigeria-fintech-regulation-guide-for-founders/): Anslem Oshionebo on the regulators, licences and compliance obligations every fintech founder building in Nigeria should understand. (2026-12-11)
- [Fraud in the Age of AI: Deepfakes, Synthetic Identities and What CFOs Should Do](https://anslemoshionebo.com/fraud-in-the-age-of-ai/): Anslem Oshionebo, Certified Fraud Examiner, on deepfake payment scams, synthetic identities and the controls CFOs should put in place now. (2026-11-27)
- [Stablecoins and the Future of African Remittances](https://anslemoshionebo.com/stablecoins-and-african-remittances/): Anslem Oshionebo on whether regulated stablecoins can cut the cost of sending money to Africa, and what still stands in the way. (2026-11-13)
- [AI for Finance Teams: Where It Helps in Close, Audit and Reporting](https://anslemoshionebo.com/ai-for-finance-teams/): Anslem Oshionebo, CPA and former PwC technical accounting professional, on where AI genuinely helps finance teams and where human judgment still decides. (2026-11-10)
- [AI in Debt Recovery: How Machine Learning Finds Debtors and Assets](https://anslemoshionebo.com/ai-in-debt-recovery-and-asset-tracing/): Anslem Oshionebo, CEO of Tenaza Asset Recovery & Intelligence, explains how AI changes skip tracing, asset tracing and debt collection for lenders. (2026-11-06)
- [Why Sending Money Home Still Costs Too Much, and What Will Change It](https://anslemoshionebo.com/why-sending-money-home-still-costs-too-much/): Anslem Oshionebo on why remittances to Africa remain the world's most expensive, where the cost really comes from, and the technologies bringing it down. (2026-11-06)
- [The Future: Education and New Technologies](https://anslemoshionebo.com/the-future-education-and-new-technologies/): Anslem Oshionebo on how AI, adaptive learning and inclusive design are reshaping education around learning differences and gifted learners. (2025-04-07)
- [Navigating the Realities of Entrepreneurship: Myths and Realities](https://anslemoshionebo.com/navigating-the-realities-of-entrepreneurship-myths-and-realities/): Anslem Oshionebo separates the myths of entrepreneurship from the realities: freedom, risk, cash flow, customers and rewards. (2024-01-18)
- [Africa's Role in Fintech](https://anslemoshionebo.com/africas-role-in-fintech/): Anslem Oshionebo on how Nigeria, Kenya, South Africa and Egypt became fintech hubs built on mobile phones and financial inclusion. (2021-09-13)
- [How Fintech Generates Profit](https://anslemoshionebo.com/how-fintech-generates-profit/): Anslem Oshionebo explains how fintech companies make money across crowdfunding, logistics and personal finance platforms. (2021-08-12)
- [Ep. 5 of Challenges of an Immigrant](https://anslemoshionebo.com/ep-5-of-challenges-of-an-immigrant/): Episode 5 of Anslem Oshionebo's Challenges of an Immigrant series: acceptance, sharing your culture and self-promotion in Western workplaces. (2021-08-03)
- [Ep. 4 of Challenges of an Immigrant](https://anslemoshionebo.com/ep-4-of-challenges-of-an-immigrant/): Episode 4 of Anslem Oshionebo's Challenges of an Immigrant series: leaving the comfort zone and building trust in informal work settings. (2021-06-29)
- [How Is Fintech Changing the Financial World?](https://anslemoshionebo.com/how-is-fintech-changing-the-financial-world/): Anslem Oshionebo on how fintech improves access to financial services, brings transparent pricing and draws in large companies. (2021-06-29)
- [Challenges of an Immigrant: Ep. 3](https://anslemoshionebo.com/challenges-of-an-immigrant-ep-3/): Episode 3 of Anslem Oshionebo's Challenges of an Immigrant series: drawing on inner strength and looking beyond your own community. (2021-05-27)
- [Anslem Oshionebo, Fintech Professional and Entrepreneur, Based in Dallas, Texas](https://anslemoshionebo.com/anslem-oshionebo-fintech-professional-entrepreneur-based-in-dallas-texas/): Profile of Anslem Oshionebo: Dallas-based fintech professional, engineer, FCA, CPA, Certified Fraud Examiner and community volunteer. (2021-05-03)
- [#ChallengesOfAnImmigrant Ep. 2 Pt. 2](https://anslemoshionebo.com/challengesofanimmigrant-ep-2-pt-2/): Episode 2 part 2 of Anslem Oshionebo's Challenges of an Immigrant series: accepting the inevitable, patience and joining a community. (2021-05-03)
- [How Covid-19 Has Affected Immigrants](https://anslemoshionebo.com/how-covid-19-has-affected-immigrants/): Anslem Oshionebo on how the Covid-19 pandemic affected immigrants in the United States: travel restrictions, jobs, healthcare and detention. (2021-04-22)
- [#ChallengesOfAnImmigrant: Ep. 2](https://anslemoshionebo.com/challengesofanimmigrant-ep-2/): Episode 2 of Anslem Oshionebo's Challenges of an Immigrant series: language, housing, work, status and staying engaged when it is hard. (2021-04-22)

## Organisations
- [Tenaza Asset Recovery & Intelligence](https://tenazarecovery.com/)
- [Haricot Energies Limited](https://haricotenergies.com/)

## Profiles
- [LinkedIn](https://www.linkedin.com/in/anslemo/)
- [X](https://x.com/AnslemOshionebo)
- [YouTube](https://www.youtube.com/channel/UCroCQyPSUZ11nLxysa3lErw)
- [Pinterest](https://www.pinterest.com/anslemoshionebo/)
- [Medium](https://anslemoshionebo.medium.com/)
- [Tumblr](https://www.tumblr.com/anslemoshionebo)
- [about.me](https://about.me/anslemoshionebo)
- [Quora](https://www.quora.com/profile/Anslem-Oshionebo)
- [Charity work: anslemoshionebo.net](https://anslemoshionebo.net/)
